The iPhone Upgrade Program bundles AppleCare+ with device financing. Apple’s new AppleCare One subscription can replace that coverage, but requires extra steps. Apple spokesperson Anna Mitchell confirmed that customers enrolled in the upgrade program may move to AppleCare One by contacting Apple Support and using a US‑based Apple ID.
How to switch to AppleCare One
Moving from AppleCare+ to AppleCare One is not automatic. Users must first separate the existing AppleCare+ plan from the upgrade program loan. This process involves calling Apple Support and requesting decoupling. Once AppleCare+ is removed, customers enroll in AppleCare One for nineteen dollars ninety‑nine cents per month, covering up to three devices. Any leftover value from the original plan is returned as an Apple Gift Card by email.

Potential complications
Decoupling may add complexity during the next iPhone order. The Upgrade Program often checks for active AppleCare+ before processing a new device. Removing that coverage could trigger eligibility questions or delays until AppleCare One enrolment is confirmed. Users should plan the switch well before their upgrade date to avoid hiccups.
Who benefits from the change
AppleCare One supports a wide range of products. Beyond an iPhone, it covers iPad, Mac, Apple Watch, AirPods, Apple TV, and Apple Vision Pro under one subscription. Users with multiple devices may save money compared to holding separate AppleCare+ plans. Those who wish to protect non‑iPhone devices most efficiently will find AppleCare One especially useful.
When to stay on AppleCare+
Not all Upgrade Program users ought to reshift. In case an iPhone is the only device under maintenance and a user cherishes the fact that a bundled plan provides for a simple process, staying on AppleCare+ might be a better choice. Customers who are satisfied with their current cover and probably do not need additional covers can continue with the plan they have, unaltered.

Availability and next steps
Apple Care One is only available in the United States, and there is no date yet for it being available in international countries. Customers planning to switch should confirm that they have an active Apple ID in the US and reach out to Apple Support. They will be able to add other devices to the new plan at $5.99 apiece monthly once the new plan is in action.
AppleCare One provides multi-device protection when it comes to iPhone upgrade program customers. However, the manual migration process and possible problems during ordering will make the optimal decision depend on the device mix and upgrade path of each user.